For many of us our home is our legacy. It is the foundation we build upon for our family’s future. You have worked hard for your home and you deserve the best protection money can buy.
In today’s economy, the American Dream is harder than ever to realize and once you do, you want to keep that dream alive. Properly insuring the home you worked hard for is a sound investment. Today’s insurance policies offer so many options, how do you know what you really need?
Some agents and brokers will eliminate crucial coverages that lower premiums just to get your business, without telling you what is missing. Things like replacement cost coverage, all peril policies and insurance to value may cost a little more, but it is money well spent. It may mean the difference between rebuilding your home after a total loss or spending an out of pocket fortune! Having your home properly insured can save some of the heartbreak of unexpected losses. Having the right amount of insurance now means you won’t have to worry later.
Your home is your castle and deserves to be protected. Our agents will help you wade through the complex coverages that are available, so that you can select the ones that best suit your needs.
Tip: Many expensive items such as Jewelry, Musical Instruments, Furs, Artwork and Collectibles only have limited coverage on a typical homeowners policy. Without the proper coverage, in the event of a loss, you would only be compensated for a mere fraction of their worth. You can have these items properly insured by scheduling them onto your existing policy, or purchasing a separate policy to meet coverage needs.