Auto liability insurance is a requirement for any New York State resident who owns and operates a motor vehicle. The state required levels of insurance, however, really only encompass the bare minimum of coverages. Although you can not purchase coverage for less than the state requirements, you can increase or enhance the coverages you do carry to offer better protection in case of an accident, theft or other covered loss.
Whether you purchased a new car or drive an old favorite, every situation is different. Choosing optional coverages should be considered carefully. From Collision and Comprehensive coverages to expanded limits for Personal Injury protection, rental or towing, we are here to help you make the selections that are right for you.
There are many auto discounts you may qualify for. Some insurance carriers offer better rates and discounts by choosing to receive statements by email, paying your premium in full, early quoting, defensive driving, home ownership, multiple car discount, accident free, diminishing deductibles and more. Contact Liberty First Coverage for a comprehensive review of your personal automobile insurance policy.
In addition if you own a Classic Car, Motorcycle, Snowmobile, RV, Boat or other type of vehicle, be sure to ask about our product offerings.
Tip: Is your policy renewal coming up? Did you know that some insurance carriers offer better rates for quoting early? Save time and money and call an insurance broker twenty days before your policy is up and you may qualify for a lower rate!